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Interest Rates

We offer competitive rates for our loan programs. If you don't see a rate you're looking for, you can use our Rate Tracker service to request that we notify you when rates reach a certain level.

If you don't see a program you're looking for, please call Doug Putnam at  619-286-9596 and he will be happy to give you a custom rate quote. Also, if you're interested in getting a free quote in writing (Good Faith Estimate) please give him a call or send an e-mail request.

Current Market Watch (06/08/2007):  The 10 Year Bond Yield increased significantly this week and closed at 5.10% today. Consequently, fixed mortgage rates followed suit and also closed higher. Always keep an eye on the 10 Year Bond Yield, because this usually dictates the behavior of fixed mortgage rates. When this yield increases mortgage rates increase and vis-a-versa.

 

For Loans up to $417,000 as of 06/08/2007.
Loan Type Rate Points APR
30 Year Fixed   6.625   0 6.706 
15 Year Fixed  6.250  0 6.377
3/1 ARM  6.250  0 6.377 
5/1 ARM   6.375   0 6.466 
7/1 ARM  6.375  0 6.466
PRIME RATE  8.250  0  8.250 

For Loans over $417,000 as of 06/08/2007.
Loan Type Rate Points APR
30 Year Fixed   6.750  0  6.877
15 Year Fixed   6.500  0  6.633
3/1 ARM   6.500   0 6.622
5/1 ARM   6.625   0  6.706 
7/1 ARM   6.625   0 6.706
10/1 ARM  6.750  0  6.877
All rate quotes are based on a 90%CLTV or lower.
4025 Camino Del Rio South, Suite #300
San Diego, CA 92108
Doug's Direct Line: 619-286-9596
Fax: 619-286-9546
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